CAMBER LEGAL

Vehicle and Platform Disclaimers

Important limits on listings, photos, VIN data, recalls, history, pricing, financing, and the platform's role.

Effective August 11, 2026

PILOTTesting terms

These pages govern product testing. Paid public service, vehicle-payment handling, public auctions, and full credit applications stay disabled until the operator publishes verified business contact details, provider terms, and counsel-approved launch documents for each supported jurisdiction.

1. Marketplace venue

Camber provides listing and workflow software. It is not a party to a vehicle sale unless a future transaction screen and separate written agreement clearly identify a different role. A user profile, badge, listing, bid, message, or platform record is not a guarantee of identity, authority, license, ownership, solvency, or honesty.

2. Vehicle inspection and condition

Vehicle information comes mainly from the seller and may be incomplete or wrong. Buyers should inspect and test the actual vehicle, use an independent qualified mechanic, compare the VIN on the vehicle and title, review maintenance and damage evidence, verify the odometer and title, search for liens, and confirm open recalls before committing.

Normal photos cannot prove mechanical condition, frame condition, water intrusion, prior repair quality, battery health, hidden rust, diagnostic codes, or every defect.

3. Warranty and the FTC Buyers Guide

A general platform disclaimer does not create or cancel a vehicle warranty. The identified seller's written terms and applicable law control.

Most United States dealers that offer more than five used vehicles in a 12-month period must comply with the FTC Used Car Rule or an applicable state alternative. The required Buyers Guide addresses warranty status and other important information. Dealers must use the correct version, display and deliver it as required, and use Spanish materials when the transaction is conducted in Spanish.

Camber must not place universal "as is" language on every dealer vehicle. Some states restrict or prohibit that treatment, and a vehicle may carry a dealer or manufacturer warranty. Each listing must show the seller-approved, jurisdiction-appropriate warranty status and make required documents available.

4. VIN decode, recalls, and history

VIN decoding can help fill basic manufacturer-reported specifications but may return missing, broad, or incorrect fields. It does not prove the vehicle's current equipment, trim, ownership, title, mileage, condition, repair, theft, or accident history.

Recall information can change and may not show a newly announced or not-yet-matched campaign. Check the VIN directly with NHTSA and the manufacturer.

A vehicle-history link or report is a separate provider product. A report may omit events that were never reported, were reported late, or fall outside its data sources. A clean report is not a clean bill of health.

5. Photos and image cleanup

Photo cleanup may crop, rotate, resize, adjust presentation, or replace a background to make a consistent gallery. It must not change paint, body panels, wheels, glass, interior, odometer, damage, accessories, reflections that reveal damage, or any material condition fact.

A processed image should be labeled when needed and the original should remain available for audit. Sellers must reject any output that makes the vehicle misleading.

6. AI-generated content

AI may draft descriptions, organize information, or suggest photo treatment. AI can invent or misread facts. It is not an inspection, appraisal, legal opinion, warranty, history report, credit decision, or substitute for seller review. Nothing generated by AI should publish without a person checking it against the actual vehicle and records.

7. Camber Index and pricing estimates

Asking-price summaries, ranges, demand measures, attention data, and days-on-market estimates are informational. They are not appraisals, guaranteed sale prices, insurance valuations, lending values, tax values, or offers to buy.

Results can be affected by sample size, location, trim, options, mileage, condition, title, season, seller changes, duplicate listings, stale status, incentives, and unverified sale outcomes. Statistics should show date, geography, sample size, source class, and confidence or availability limits. Where the sample is too small, the product should withhold a number.

8. Financing and payment estimates

A financing-interest form is not a credit application, approval, prequalification, commitment, or rate quote. Payment calculators are estimates and can exclude taxes, registration, title, documentation fees, insurance, add-ons, negative equity, down payment, credit tier, and lender rules.

Do not submit sensitive credit data in a pilot form. Only an identified creditor can make a credit decision and provide required disclosures or adverse-action notices.

9. Offers, auctions, payment, title, and delivery

An online offer or bid does not transfer title or possession. Buyers and sellers must confirm identity, authority, final vehicle facts, accepted price, deposit terms, payment clearance, title documents, lien release, taxes, registration, insurance, inspection, pickup, and transport.

Camber does not hold sale proceeds or provide escrow in the pilot. Never send irreversible payment based only on a message. Verify instructions through a trusted second channel and use a lawful, documented closing process.

10. Dealer and seller compliance

Dealers and sellers are responsible for licenses, advertising, records, Buyers Guides, odometer and title disclosures, warranties, recalls, taxes, privacy, information security, communications consent, financing, fair-lending duties, and state-specific transaction rules. Platform templates and links are tools, not legal advice or proof of compliance.

11. Analytics and data products

Time-on-page and search data indicate product interaction, not a person's intent, income, protected status, creditworthiness, driving risk, or insurance risk. Raw identity-linked marketplace behavior must not be sold or used for eligibility decisions without a lawful basis, clear notice, appropriate consent, data-quality controls, and counsel and provider approval.